Ride with confidence
Best Motorcycle Insurance cover available in South Africa
Best South Afican iNsurance
Personal Asset Cover
Household
Cover for your Home, Contents, and personal items
Vehicle
Comprehensive / Third Party / Fire & Theft
Boat
Cover for your Boats, Jet-skis, and Yachts
Life and Pensions
Let’s look after ourselves the way we look after our belongings
Motorcycle Insurance
Brand / Make Specific Insurance
Specialised rates, excesses, and benefits (Track School cover!) for your specialised ride
Roadside Assistance
Mechanical towing and assistance 24/7
Medical Expenses
Cover for YOU following an accident
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Lines
Assets & Liability Cover
Cover for your commercial buildings, equipment, vehicles, and more
Professional Indemnity
Everyone makes mistakes, we cover them so you don’t have to
Body Corporate Insurance
Building (Geyser included) and Communal property cover for your complex
Are unrealistically high premiums and excesses getting you down?
As the leading insurance provider for motorcyclists in South Africa, we understand the rider lifestyle and the unique challenges you face.
Our comprehensive insurance solutions are specifically designed to cater to every aspect of your insurance requirements, as a biker.
Reasonable Premiums
Realistic Excesses
Holistic Approach - all-inclusive, tailor-made policies
We believe you deserve the freedom to ride without a care in the world.
Comprehensive Coverage – We’ve Got Your Back!
We at Iron Horse understand the thrill of the open road, the passion for performance, and the shared camaraderie amongst bikers.
Our comprehensive insurance plans provide a total package of protection and assurance. From emergency medical coverage of R1.5 million to specialised cover such as professional indemnity, we’ve got you.
In the event of an accident, our first concern is your wellbeing. Together with our partners in life insurance, retirement annuities, and pensions, we provide a safety net that lets you enjoy your ride with peace of mind.
%
Satisfactory Claim Settlements
3 Simple Steps to Customized Carefree Cover
Request a Quote
Let’s start a dialogue! Our seasoned brokers can’t wait to connect with you and explore your unique needs and preferences.
In-depth Risk Evaluation
Engage in a detailed conversation about your needs and concerns, with your dedicated Iron Horse Representative, while exploring the array of enhanced coverage options we provide.
Enjoy the freedom of the road
Be assured that we have got your back while you are out there!
Our Promise to you

Care and Convenience
We believe in the personal touch

Reputable suppliers
Top quality service and repairs

24/7 Emergency Support
Our CEO, Alan, will have your back – Save this number for when you need emergency assistance 071 371 7503
More about us…
We’re more than just an insurance provider - We’re Family
As a family-owned company, we go beyond the contract. If you’re injured or have an accident, we take care of everything, from informing your next of kin to arranging emergency medical care. We stand by you, just as we would for our own family.
Tailored Services for Superbike Owners
Do you own a superbike? Our underwriters understand the unique joys and challenges that come with owning a superbike. We offer tailored coverage designed to meet the specific needs of superbike owners. Connect with your broker directly for all your insurance needs.
Walking the Road to Recovery with You
At Iron Horse, we don’t just provide insurance; we share your journey. We have experienced the road to recovery after an accident firsthand and have used those experiences to shape our services. Our commitment is to provide everything we wished we had during those challenging times.
Straight from the mouths of our Biker-clients
Our Insurers









What to have in place to secure your life and assets as a biker.
Discover the frequent mistakes to sidestep concerning motorcycle insurance by downloading our comprehensive guide. Gain valuable knowledge to enhance your chances of successful claims.
Get Up to R1.5 Million in Emergency Medical Coverage for Less Than R200pm!
Particularly targeting bikers but also applicable to other scenarios. It includes up to R 1,500,000 for severe accidents, R 30,000 for medical emergencies like heart attacks or strokes, and R 7,600 for lesser injuries like dog bites. The plan also covers MRI and CT scans, physiotherapy, and occupational therapy, along with a 24-hour medical emergency service. Additionally, it provides an accidental death benefit of R 250,000.
Ride with confidence, knowing that we've got you covered, every mile of the way.
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